Taxability

Yes. If you withdraw cash or pay for goods and services in Thailand using a Dutch bank card, the Revenue Department treats this as a remittance. This is because you are bringing foreign-sourced funds into Thailand during the same tax year. If those funds are from taxable income, they may trigger Thai tax liability. To manage this risk, many expats maintain separate accounts for pre-move savings and post-move income, so that everyday spending in Thailand does not unintentionally bring taxable funds into scope.